\nC\u00e1c NHTM t\u00edch c\u1ef1c t\u00ecm gi\u1ea3i ph\u00e1p tri\u1ec3n khai ch\u1ee7 tr\u01b0\u01a1ng h\u1ea1 l\u00e3i su\u1ea5t<\/p>\n<\/figcaption><\/figure>\n
Trong b\u1ed1i c\u1ea3nh l\u1ea1m ph\u00e1t m\u1eb7c d\u00f9 t\u0103ng, nh\u01b0ng c\u00f3 xu h\u01b0\u1edbng ch\u1eadm l\u1ea1i, t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n, \u0111\u1ec3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho n\u1ec1n kinh t\u1ebf, h\u1ed7 tr\u1ee3 ph\u1ee5c h\u1ed3i t\u0103ng tr\u01b0\u1edfng theo ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ch\u00ednh ph\u1ee7, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, NHNN \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m 3 l\u1ea7n c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh v\u1edbi t\u1ed5ng m\u1ee9c gi\u1ea3m 0,5-1,5%\/n\u0103m.<\/p>\n
Trong th\u00e1ng 5 n\u00e0y, th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a NHNN, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 v\u00e0 \u0111ang c\u00f3 c\u00e1c bi\u1ec7n ph\u00e1p gi\u1ea3m l\u00e3i su\u1ea5t cho vay nh\u1eb1m h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, ng\u01b0\u1eddi d\u00e2n v\u00e0 n\u1ec1n kinh t\u1ebf ph\u1ee5c h\u1ed3i s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n
\u00d4ng L\u00ea Quang Vinh, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Vietcombank kh\u1eb3ng \u0111\u1ecbnh: Ng\u00e2n h\u00e0ng lu\u00f4n theo s\u00e1t c\u00e1c ch\u1ec9 \u0111\u1ea1o \u0111i\u1ec1u h\u00e0nh v\u1ec1 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u1ee7a NHNN. \u0110\u1ed1i v\u1edbi l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t l\u1ea7n n\u00e0y, \u0111\u1ea1i di\u1ec7n Vietcombank \u0111\u00e1nh gi\u00e1 \u0111\u00e2y l\u00e0 m\u1ed9t quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn, c\u0169ng \u0111\u00fang th\u1eddi \u0111i\u1ec3m.<\/p>\n
Vietcombank s\u1ebd nhanh ch\u00f3ng tri\u1ec3n khai c\u00e1c n\u1ed9i dung li\u00ean quan \u0111\u1ec3 tr\u1ea3 l\u00e3i su\u1ea5t theo ch\u1ec9 \u0111\u1ea1o c\u1ee7a NHNN.<\/p>\n
“L\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Nh\u00e0 n\u01b0\u1edbc l\u1edbn, Vietcombank lu\u00f4n ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho kh\u00e1ch h\u00e0ng, cho doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n. T\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, Vietcombank \u0111\u00e3 2 l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t r\u1ea5t l\u1edbn. T\u1eeb ng\u00e0y 1\/1 \u0111\u1ebfn 30\/4 ch\u00fang t\u00f4i gi\u1ea3m \u0111\u1ed3ng lo\u1ea1t 0,5% tr\u00ean s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c gi\u1ea3m l\u00e3i su\u1ea5t l\u00e0 130.000 kh\u00e1ch h\u00e0ng, v\u1edbi s\u1ed1 ti\u1ec1n l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c gi\u1ea3m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 800.000 t\u1ef7 \u0111\u1ed3ng. Ngay sau khi \u0111\u1ee3t 1 k\u1ebft th\u00fac, ch\u00fang t\u00f4i \u0111\u00e3 tri\u1ec3n khai ti\u1ebfp \u0111\u1ee3t 2, t\u1eeb ng\u00e0y 1\/5 \u0111\u1ebfn 31\/7 v\u1edbi s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c gi\u1ea3m l\u00e3i su\u1ea5t kho\u1ea3ng 110.000 kh\u00e1ch h\u00e0ng, quy m\u00f4 d\u01b0 n\u1ee3 \u0111\u01b0\u1ee3c h\u1ea1 l\u00e3i su\u1ea5t l\u00e0 kho\u1ea3ng 700.000 t\u1ef7 \u0111\u1ed3ng”.<\/p>\n
Vi\u1ec7c Vietcombank gi\u1ea3m l\u00e3i su\u1ea5t s\u1ebd gi\u00fap cho doanh nghi\u1ec7p c\u0169ng nh\u01b0 ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 v\u01b0\u1ee3t qua giai \u0111o\u1ea1n th\u00e1ch th\u1ee9c hi\u1ec7n nay, \u0111\u1ed3ng th\u1eddi c\u00f9ng v\u1edbi NHNN c\u0169ng nh\u01b0 Ch\u00ednh ph\u1ee7 th\u1ef1c hi\u1ec7n \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n kinh t\u1ebf v\u0129 m\u00f4. Vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t l\u00e0 s\u1ef1 \u0111\u1ed3ng thu\u1eadn, \u0111\u1ed3ng l\u00f2ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u0169ng l\u00e0 mong mu\u1ed1n, nguy\u1ec7n v\u1ecdng c\u1ee7a \u0111\u00f4ng \u0111\u1ea3o ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p – \u0111\u1ea1i di\u1ec7n Vietcombank chia s\u1ebb.<\/p>\n
V\u1ec1 \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t l\u1ea7n th\u1ee9 3 l\u1ea7n n\u00e0y c\u1ee7a NHNN, \u0111\u1ea1i di\u1ec7n Vietcombank so s\u00e1nh v\u1edbi m\u1ee9c cho vay hi\u1ec7n nay, khi m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c gi\u1ea3m \u0111\u1ed3ng \u0111\u1ec1u th\u00ec l\u00e3i su\u1ea5t cho vay c\u0169ng s\u1ebd gi\u1ea3m t\u01b0\u01a1ng \u1ee9ng. Vietcombank c\u0169ng \u0111ang theo s\u00e1t v\u00e0 s\u1ebd kh\u1ea9n tr\u01b0\u01a1ng tri\u1ec3n khai \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u00e1p \u1ee9ng \u0111\u00fang nhu c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf, c\u1ee7a ng\u01b0\u1eddi d\u00e2n, c\u0169ng nh\u01b0 h\u1ed7 tr\u1ee3 t\u1ed1t h\u01a1n cho s\u1ef1 ph\u00e1t tri\u1ec3n chung.<\/p>\n
C\u00f2n \u00f4ng Ph\u1ea1m Nh\u01b0 \u00c1nh, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c MB \u0111\u00e1nh gi\u00e1: V\u1edbi th\u1ecb tr\u01b0\u1eddng hi\u1ec7n \u0111ang h\u1ea5p thu v\u1ed1n r\u1ea5t y\u1ebfu v\u00e0 kinh t\u1ebf r\u1ea5t kh\u00f3 kh\u0103n nh\u01b0 hi\u1ec7n nay, vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh g\u00f3p ph\u1ea7n th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho kh\u00e1ch h\u00e0nh v\u00e0 c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng trong th\u1eddi gian t\u1edbi.<\/p>\n
Song song v\u1edbi vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh c\u1ee7a NHNN, MB c\u0169ng \u0111\u00e3 li\u00ean t\u1ee5c \u0111\u01b0a ra c\u00e1c g\u00f3i l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho kh\u00e1ch h\u00e0ng, gi\u1ea3m l\u00e3i su\u1ea5t cho nh\u00f3m kh\u00e1ch h\u00e0ng kh\u00f3 kh\u0103n, kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean.<\/p>\n
T\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay MB c\u0169ng \u0111\u00e3 tung ra 120.000 t\u1ef7 \u0111\u1ed3ng c\u00e1c g\u00f3i t\u00edn d\u1ee5ng l\u00e3i su\u1ea5t th\u1ea5p \u0111\u1ec3 ph\u1ee5c v\u1ee5 c\u00e1c nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n.<\/p>\n
Trong th\u1eddi gian v\u1eeba r\u1ed3i MB c\u0169ng \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng v\u1edbi s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 500 t\u1ef7 \u0111\u1ed3ng cho nh\u00f3m kh\u00e1ch h\u00e0ng kh\u00f3 kh\u0103n, kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean theo y\u00eau c\u1ea7u c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 NHNN. Ngay sau khi NHNN gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u1ea7n n\u00e0y, MB s\u1ebd ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch m\u1edbi \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng trong th\u1eddi gian t\u1edbi.<\/p>\n
“T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a MB t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay kho\u1ea3ng 6,5%. Ch\u00fang t\u00f4i k\u00ec v\u1ecdng, v\u1edbi m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t m\u1edbi th\u1ea5p h\u01a1n ch\u00fang t\u00f4i s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng t\u1ed1t h\u01a1n trong c\u00e1c th\u00e1ng c\u00f2n l\u1ea1i. D\u1ef1 ki\u1ebfn h\u1ebft th\u00e1ng 6 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng c\u1ee7a MB s\u1ebd \u0111\u1ea1t m\u1ee9c 9%”, \u00f4ng Ph\u1ea1m Nh\u01b0 Anh n\u00f3i.<\/p>\n
Nh\u1ea5n m\u1ea1nh hi\u1ec7u \u1ee9ng t\u1edbi th\u1ecb tr\u01b0\u1eddng, \u00f4ng Nguy\u1ec5n H\u01b0ng T\u1ed5ng Gi\u00e1m \u0111\u1ed1c TPBank \u0111\u00e1nh gi\u00e1: \u0110\u1ed9ng th\u00e1i gi\u1ea3m l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh c\u1ee7a NHNN kh\u00e1 ph\u00f9 h\u1ee3p, g\u1eedi t\u00edn hi\u1ec7u \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng cho th\u1ea5y nh\u00e0 \u0111i\u1ec1u h\u00e0nh mong mu\u1ed1n l\u00e3i su\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng h\u1ea1 xu\u1ed1ng.<\/p>\n
Trong qu\u00fd IV\/2022 v\u00e0 qu\u00fd I n\u0103m nay c\u00f3 l\u00fac l\u00e3i su\u1ea5t l\u00ean\u2026 nh\u01b0ng sau c\u00e1c quy\u1ebft \u0111\u1ecbnh \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t c\u1ee7a NHNN th\u00ec l\u00e3i su\u1ea5t gi\u1ea3m. Khi c\u00e1c l\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng h\u1ea1 xu\u1ed1ng, chi ph\u00ed v\u1ed1n h\u1ea1 th\u00ec c\u00e1c ng\u00e2n h\u00e0ng m\u1edbi c\u00f3 kh\u1ea3 n\u0103ng \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c l\u00e3i su\u1ea5t cho vay cho doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n, khi \u0111\u00f3 s\u1ebd h\u1ed7 tr\u1ee3 t\u1ed1t h\u01a1n cho ph\u00e1t tri\u1ec3n kinh t\u1ebf.<\/p>\n
Ph\u00e2n t\u00edch t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn m\u1eb7t b\u1eb1ng t\u1ec9 gi\u00e1, l\u00e3nh \u0111\u1ea1o TPBank cho r\u1eb1ng, vi\u1ec7c h\u1ea1 l\u00e3i su\u1ea5t c\u1ee7a NHNN \u0111\u00e3 c\u00f3 b\u01b0\u1edbc chu\u1ea9n b\u1ecb v\u00e0 ch\u00fang ta c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c t\u00ecnh h\u00ecnh. Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng \u0111\u01b0\u1ee3c vi\u1ec7c ki\u1ec3m so\u00e1t t\u1ec9 gi\u00e1. Trong b\u1ed1i c\u1ea3nh ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p g\u1eb7p r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n th\u00ec vi\u1ec7c h\u1ea1 l\u00e3i su\u1ea5t l\u00e0 c\u1ea7n thi\u1ebft v\u00e0 n\u00ean l\u00e0m.<\/p>\n
“Trong giai \u0111o\u1ea1n hi\u1ec7n nay, thu nh\u1eadp c\u1ee7a doanh nghi\u1ec7p \u0111ang gi\u1ea3m th\u1ea5p. Chi ph\u00ed t\u00e0i ch\u00ednh cao qu\u00e1 c\u0169ng l\u00e0 b\u01b0\u1edbc c\u1ea3n tr\u1edf \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p s\u1ea3n xu\u1ea5t c\u0169ng nh\u01b0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Khi l\u00e3i su\u1ea5t ‘d\u1ec5 ch\u1ecbu’ h\u01a1n, m\u1ecdi vi\u1ec7c s\u1ebd thu\u1eadn l\u1ee3i h\u01a1n, c\u00e1c quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0, s\u1ea3n xu\u1ea5t kinh doanh s\u1ebd c\u00f3 th\u1ec3 kh\u1ea3 thi h\u01a1n. Ch\u00fang ta c\u00f3 th\u1ec3 k\u1ef3 v\u1ecdng t\u00edn d\u1ee5ng s\u1ebd t\u0103ng tr\u01b0\u1edfng”, \u00f4ng Nguy\u1ec5n H\u01b0ng n\u00f3i.<\/p>\n
Ngu\u1ed3n tin: Ch\u00ednh Ph\u1ee7\u00a0<\/strong><\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"Sau khi NHNN ti\u1ebfp t\u1ee5c gi\u1ea3m 0,5% m\u1ed9t s\u1ed1 lo\u1ea1i l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh, \u0111\u1ea1i di\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u1eb3ng \u0111\u1ecbnh, \u0111ang theo s\u00e1t ch\u1ec9 \u0111\u1ea1o v\u00e0 s\u1ebd kh\u1ea9n tr\u01b0\u01a1ng tri\u1ec3n khai \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u00e1p \u1ee9ng \u0111\u00fang nhu c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf, c\u1ee7a ng\u01b0\u1eddi d\u00e2n, c\u0169ng nh\u01b0 […]<\/p>","protected":false},"author":1,"featured_media":8212,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-8211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tong-hop"],"acf":[],"_links":{"self":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts\/8211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/comments?post=8211"}],"version-history":[{"count":1,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts\/8211\/revisions"}],"predecessor-version":[{"id":8213,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts\/8211\/revisions\/8213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/media\/8212"}],"wp:attachment":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/media?parent=8211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/categories?post=8211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/tags?post=8211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}