{"id":6011,"date":"2021-11-11T17:17:45","date_gmt":"2022-06-17T10:17:45","guid":{"rendered":"https:\/\/ceco.vn\/tang-truong-tin-dung-2021-3-kich-ban-cua-ngan-hang-nha-nuoc\/"},"modified":"2021-11-11T17:17:45","modified_gmt":"2022-06-17T10:17:45","slug":"tang-truong-tin-dung-2021-3-kich-ban-cua-ngan-hang-nha-nuoc","status":"publish","type":"post","link":"https:\/\/ceco.com.vn\/en\/tang-truong-tin-dung-2021-3-kich-ban-cua-ngan-hang-nha-nuoc\/","title":{"rendered":"T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 2021: 3 k\u1ecbch b\u1ea3n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc"},"content":{"rendered":"
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\u00a0Do di\u1ec5n bi\u1ebfn d\u1ecbch Covid-19 c\u00f2n ph\u1ee9c t\u1ea1p n\u00ean Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 x\u00e2y d\u1ef1ng 3 k\u1ecbch b\u1ea3n t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cho n\u0103m 2021.<\/h2>\n<\/div>\n
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K\u1ecbch b\u1ea3n 1, n\u1ebfu d\u1ecbch\u00a0Covid-19<\/a>\u00a0t\u1ea1i Vi\u1ec7t Nam d\u1eebng ngay trong qu\u00fd 1 v\u00e0 ti\u00eam ch\u1ee7ng v\u1eafc\u00a0xin \u0111\u1ea1i tr\u00e0 th\u00ec t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 12-13%, t\u1ed1i \u0111a c\u00f3 th\u1ec3 l\u00ean 14%.<\/p>\n

C\u00f2n k\u1ecbch b\u1ea3n 2 l\u00e0 tr\u01b0\u1eddng h\u1ee3p Covid-19 k\u00e9o d\u00e0i \u0111\u1ebfn th\u00e1ng 6 m\u1edbi k\u1ebft th\u00fac, Vi\u1ec7t Nam v\u1eabn ti\u1ebfp t\u1ee5c ph\u1ea3i th\u1ef1c hi\u1ec7n gi\u00e3n c\u00e1ch x\u00e3 h\u1ed9i, ph\u1ea3i ch\u1edd ti\u00eam v\u1eafc\u00a0xin th\u00ec t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 t\u0103ng kho\u1ea3ng 10-12%.<\/p>\n

K\u1ecbch b\u1ea3n 3 l\u00e0 Covid-19 k\u00e9o d\u00e0i \u0111\u1ebfn h\u1ebft n\u0103m, t\u00edn d\u1ee5ng t\u0103ng 7-8%.<\/p>\n

L\u00e3nh \u0111\u1ea1o V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft: Trong th\u1eddi gian ch\u1edd t\u00ednh to\u00e1n m\u1ee5c ti\u00eau c\u1ea3 n\u0103m 2021, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u1ea1m giao h\u1ea1n m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng cho vay, ch\u1ee9 kh\u00f4ng thay \u0111\u1ed5i ch\u00ednh s\u00e1ch c\u1ea5p t\u00edn d\u1ee5ng theo qu\u00fd m\u00e0 v\u1eabn th\u1ef1c hi\u1ec7n c\u00e1ch th\u1ee9c th\u00f4ng th\u01b0\u1eddng, c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng theo n\u0103m cho c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Trong th\u00e1ng 3 n\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 k\u1ebf ho\u1ea1ch t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ea3 n\u0103m v\u00e0 tinh th\u1ea7n xoay quanh m\u1ee9c 12-13%.<\/p>\n

\u0110\u1ea1i di\u1ec7n m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n c\u0169ng x\u00e1c nh\u1eadn \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c ch\u1ec9 ti\u00eau t\u1ea1m th\u1eddi v\u1ec1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng.<\/p>\n

Theo \u01b0\u1edbc t\u00ednh c\u1ee7a C\u00f4ng ty ch\u1ee9ng kho\u00e1n Vndirect, hi\u1ec7n t\u00edn d\u1ee5ng c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng kh\u00e1 t\u00edch c\u1ef1c.<\/p>\n

Ch\u1eb3ng h\u1ea1n nh\u01b0 ACB, \u0111\u1ebfn h\u1ebft qu\u00fd 1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 \u0111\u1ea1t 3,5%, cao h\u01a1n nhi\u1ec1u m\u1ee9c t\u0103ng 2,3% c\u1ee7a c\u00f9ng k\u1ef3 2020. T\u01b0\u01a1ng t\u1ef1 t\u1ea1i VPBank, t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 t\u0103ng 3,9% trong qu\u00fd \u0111\u1ea7u n\u0103m, t\u0103ng 1,3 \u0111i\u1ec3m % so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd l\u00e0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng qu\u00fd 1 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 v\u1ed1n Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd kh\u1ea3 quan h\u01a1n nhi\u1ec1u so v\u1edbi n\u0103m tr\u01b0\u1edbc. Ch\u1eb3ng h\u1ea1n nh\u01b0 BIDV v\u00e0 VietinBank, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng qu\u00fd 1 d\u1ef1 ki\u1ebfn \u0111\u1ea1t l\u1ea7n l\u01b0\u1ee3t l\u00e0 2,7% v\u00e0 2,6%; trong khi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a c\u1ea3 hai ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec1u \u00e2m, t\u01b0\u01a1ng \u1ee9ng l\u00e0 -1% v\u00e0 -1,2%.<\/p>\n

M\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng trong n\u0103m nay \u0111\u01b0\u1ee3c \u0111\u1eb7t ra \u1edf m\u1ee9c 12%. Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a gi\u1edbi chuy\u00ean gia, v\u1edbi tri\u1ec3n v\u1ecdng n\u1ec1n kinh t\u1ebf s\u1ebd h\u1ed3i ph\u1ee5c t\u00edch c\u1ef1c trong n\u0103m nay khi \u0111\u00e3 c\u00f3 v\u1eafc xin, k\u00e9o theo s\u1ee9c c\u1ea7u ti\u00eau d\u00f9ng v\u00e0 nhu c\u1ea7u vay v\u1ed1n \u0111ang t\u0103ng nhanh tr\u1edf l\u1ea1i, h\u1ea7u h\u1ebft d\u1ef1 b\u00e1o cho th\u1ea5y t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 \u0111\u1ea1t t\u1eeb 14-15%.<\/p>\n

Do \u0111\u00f3, th\u1eddi gian t\u1edbi r\u1ea5t c\u00f3 th\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c gi\u1ea3m th\u00eam l\u00e3i su\u1ea5t cho vay b\u1edfi \u0111\u00e2y v\u1eabn l\u00e0 gi\u1ea3i ph\u00e1p quan tr\u1ecdng k\u00edch th\u00edch nhu c\u1ea7u vay v\u1ed1n doanh nghi\u1ec7p \u0111\u1ec3 m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t – kinh doanh, t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i khi n\u1ec1n kinh t\u1ebf trong n\u01b0\u1edbc v\u00e0 th\u1ebf gi\u1edbi ph\u1ee5c h\u1ed3i. Trong t\u00ecnh th\u1ebf n\u00e0y, nh\u1eefng ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n \u0111\u1ea7u v\u00e0o gi\u00e1 r\u1ebb t\u1ed1t h\u01a1n s\u1ebd c\u00f3 l\u1ee3i th\u1ebf trong cu\u1ed9c c\u1ea1nh tranh v\u1ec1 gi\u00e1 c\u1ea3 cho vay.<\/p>\n

Tuy nhi\u00ean theo quan \u0111i\u1ec3m c\u1ee7a TS. C\u1ea5n V\u0103n L\u1ef1c, l\u00e3i su\u1ea5t cho vay hi\u1ec7n kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ea5u ch\u1ed1t c\u1ee7a t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng. V\u1ea5n \u0111\u1ec1 hi\u1ec7n nay l\u00e0 l\u00e0m sao \u0111\u1ec3 \u0111\u1ea9y m\u1ea1nh k\u00edch c\u1ea7u, b\u1edfi nhi\u1ec1u doanh nghi\u1ec7p ch\u01b0a c\u00f3 nhu c\u1ea7u vay v\u1ed1n, ho\u1eb7c do d\u1ecbch b\u1ec7nh h\u1ecd tr\u00ec ho\u00e3n th\u00eam.<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf hi\u1ec7n m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay \u0111ang \u1edf m\u1ee9c r\u1ea5t th\u1ea5p, th\u1eadm ch\u00ed nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f2n c\u1eaft gi\u1ea3m th\u00eam l\u00e3i su\u1ea5t; tuy nhi\u00ean t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u1eabn ch\u01b0a nh\u01b0 k\u1ef3 v\u1ecdng, b\u1edfi v\u00ec s\u1ee9c c\u1ea7u v\u1eabn y\u1ebfu do di\u1ec5n bi\u1ebfn d\u1ecbch b\u1ec7nh trong v\u00e0i th\u00e1ng qua c\u00f2n ph\u1ee9c t\u1ea1p.<\/p>\n

D\u1eef li\u1ec7u m\u1edbi nh\u1ea5t do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 cho th\u1ea5y, l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n li\u00ean ng\u00e2n h\u00e0ng trong tu\u1ea7n qua gi\u1ea3m so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t tu\u1ea7n tr\u01b0\u1edbc \u0111\u00f3, v\u1edbi l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n k\u1ef3 h\u1ea1n qua \u0111\u00eam, 1 tu\u1ea7n v\u00e0 1 th\u00e1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 0,33%\/n\u0103m, 0,51%\/n\u0103m v\u00e0 0,76%\/n\u0103m.<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch USD, l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n li\u00ean ng\u00e2n h\u00e0ng trong tu\u1ea7n dao \u0111\u1ed9ng nh\u1eb9 \u1edf t\u1ea5t c\u1ea3 c\u00e1c k\u1ef3 h\u1ea1n. C\u1ee5 th\u1ec3, l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n k\u1ef3 h\u1ea1n qua \u0111\u00eam, 1 tu\u1ea7n v\u00e0 1 th\u00e1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 0,1%\/n\u0103m, 0,12%\/n\u0103m v\u00e0 0,11%\/n\u0103m.<\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i qua h\u1ec7 th\u1ed1ng b\u00e1o c\u00e1o th\u1ed1ng k\u00ea, doanh s\u1ed1 giao d\u1ecbch tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng trong k\u1ef3 b\u1eb1ng VND \u0111\u1ea1t x\u1ea5p x\u1ec9 512.227 t\u1ef7 \u0111\u1ed3ng, b\u00ecnh qu\u00e2n 104.245 t\u1ef7 \u0111\u1ed3ng\/ng\u00e0y, gi\u1ea3m 43.578 t\u1ef7 \u0111\u1ed3ng\/ng\u00e0y so v\u1edbi tu\u1ea7n 22\/2 – 26\/2; doanh s\u1ed1 giao d\u1ecbch b\u1eb1ng USD quy \u0111\u1ed5i ra VND trong tu\u1ea7n \u0111\u1ea1t kho\u1ea3ng 147.241 t\u1ef7 \u0111\u1ed3ng, b\u00ecnh qu\u00e2n 29.448 t\u1ef7 \u0111\u1ed3ng\/ng\u00e0y, gi\u1ea3m 1.235 t\u1ef7 \u0111\u1ed3ng\/ng\u00e0y so v\u1edbi tu\u1ea7n tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n

T\u00ednh theo k\u1ef3 h\u1ea1n, c\u00e1c giao d\u1ecbch VND ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o k\u1ef3 h\u1ea1n qua \u0111\u00eam (72% t\u1ed5ng doanh s\u1ed1 giao d\u1ecbch) v\u00e0 k\u1ef3 h\u1ea1n 01 tu\u1ea7n (11% t\u1ed5ng doanh s\u1ed1 giao d\u1ecbch). \u0110\u1ed1i v\u1edbi giao d\u1ecbch USD, c\u00e1c k\u1ef3 h\u1ea1n c\u00f3 doanh s\u1ed1 l\u1edbn nh\u1ea5t l\u00e0 k\u1ef3 h\u1ea1n qua \u0111\u00eam v\u00e0 01 tu\u1ea7n v\u1edbi t\u1ef7 tr\u1ecdng l\u1ea7n l\u01b0\u1ee3t l\u00e0 77% v\u00e0 8%.<\/p>\n

Ngu\u1ed3n tin: D\u00e2n tr\u00ed\u00a0<\/strong><\/em><\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

\u00a0Do di\u1ec5n bi\u1ebfn d\u1ecbch Covid-19 c\u00f2n ph\u1ee9c t\u1ea1p n\u00ean Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 x\u00e2y d\u1ef1ng 3 k\u1ecbch b\u1ea3n t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cho n\u0103m 2021. K\u1ecbch b\u1ea3n 1, n\u1ebfu d\u1ecbch\u00a0Covid-19\u00a0t\u1ea1i Vi\u1ec7t Nam d\u1eebng ngay trong qu\u00fd 1 v\u00e0 ti\u00eam ch\u1ee7ng v\u1eafc\u00a0xin \u0111\u1ea1i tr\u00e0 th\u00ec t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 12-13%, t\u1ed1i \u0111a c\u00f3 th\u1ec3 l\u00ean […]<\/p>","protected":false},"author":1,"featured_media":3021,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,1],"tags":[],"class_list":["post-6011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tong-hop","category-tin-tuc"],"acf":[],"_links":{"self":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts\/6011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/comments?post=6011"}],"version-history":[{"count":0,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/posts\/6011\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/media\/3021"}],"wp:attachment":[{"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/media?parent=6011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/categories?post=6011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceco.com.vn\/en\/wp-json\/wp\/v2\/tags?post=6011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}